Overview

Discovered statements introduces a higher degree of transparency and control over your utility statement data. This feature allows you to access source documents for all statements obtained through credentials or the bill uploader, regardless of the extracted data passing our rigorous data quality checks, unblocking customer use cases that need immediate access to source documents when data quality checks have failed.

Statements that have passed data quality checks will show up under the "Published" section of the Statements page in the Dashboard. Statements that have not yet passed data quality checks will show up under the "Discovered" section of the Statements page in the Dashboard.

What are discovered statements?

Discovered statements are a superset of all PDF and HTML sources from credentials and files. This includes not only statements that have successfully passed our data quality checks, but also those that may have failed or are still processing. It is the raw source document exposed to customers simultaneously while we process the document. We now expose discovered statements on a 60 day rolling basis to provide ample time to manually address any sources that may be held up during this time period.

Why is this important for you?

For our Bill Pay customers, this feature provides immediate access to source data, even if we have not yet fully processed or "published" the extracted information. This means you can:

Avoid Late Fees: Access unpublished statement sources quickly to implement manual payment approaches and prevent late charges when data quality checks would otherwise hold back the data.
Gain Transparency: See when Arcadia fetches a source and when it's released.
Improve Efficiency: Access to the necessary information to manually handle bills if data extraction is delayed, ensuring timely payments.

Key features

Faster Access: Source documents (PDFs, or HTML converted to PDF) are exposed as soon as they are found.

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Note: HTML sources are second class to PDFs and are inherently less reliable. We recommend checking these sources carefully against the provider website.

60-Day Availability: Discovered statements will be available via the Dashboard/API list view for 60 days from their creation date, giving you time to take action.
Programmatic access: Discovered statements can be fetched via the List Discovered Statements, Retrieve Discovered Statement, and Retrieve Discovered Statement Source endpoints.
- Individual discovered statements can be retrieved after 60 days via the Retrieve Discovered Statement endpoint.
Webhooks: Receive webhooks for discovered statements and continue to receive webhooks for statements once the data quality checks have been passed! Read more about the webhooks in our documentation.

In the Dashboard, the Discovered statement section will only show statements that have failed the data quality checks and the Published statement section will only show statements that have passed the data quality checks. In the API for discovered statements, you will see records with status of both discovered and published.

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Discovered statements older than 7/10/2025 may have a null value for dataIngestionMethod if they do not have a corresponding published statement.